Missoula Insurance Bad Faith Attorney

The majority of Americans purchase insurance for the sake of peace of mind, believing that you would never need it. To protect yourself, your family, or your business, you pay your insurance premiums on a regular basis. You trust the insurance provider to be there for you in your time of need.

Insurance firms, on the other hand, are primarily concerned with their financial bottom lines. Insurance companies are specialists at the deny, delay, and underpay strategies, rather than supporting you when you need it most. If you have fallen victim to the bad faith actions of an insurance company, the Missoula insurance bad faith attorneys at Heenan & Cook, PLLC are here to assist in filing a claim.

Why Hire Heenan & Cook, PLLC for Your Insurance Bad Faith Claim

Insurance bad faith cases can be difficult and time-consuming to resolve. In addition, there are a plethora of laws that can be applied to every given situation, both under federal and state statutes. However, we recognize that winning an insurance bad faith claim requires more than just knowing the law, and we will thoroughly explore all aspects of our clients’ cases.

Heenan & Cook’s attorneys have decades of combined experience resolving personal injury and complex litigation issues. John Heenan, one of our partners, is a Super Lawyer with an AV rating. In addition, our other partner, Joseph Cook, has been named the 2020 Trial Lawyer of the Year, making him one of the youngest lawyers in history to receive this honor.

Why You Need an Insurance Bad Faith Attorney

An insurance company commits an injustice when it denies, delays, or underpays your insurance claim for improper reasons. However, a lawyer is required to persuade the courts that this unfairness is more than a breach of contract. The only way to recover damages from an insurance company is to file a bad faith claim. It’s critical to realize that the only way to win these claims is to show that the insurance company acted in bad faith.

A knowledgeable insurance bad faith attorney can assist you in determining your possibilities and will research the details to establish the insurance company’s bad faith practices. Bad faith claims are not recognized in all states; therefore, your claim will be determined by where you live as well as where the insurance policy was issued. Due to the complexities of a bad faith claim, it is imperative that you have an experienced attorney on your side.

Missoula insurance bad faith attorney

Types of Insurance Bad Faith

In order to analyze and pay claims, insurance firms must have policies and procedures in place. They must conduct investigations, determine coverage, and pay appropriate amounts while adhering to all applicable rules and regulations. When they go against any rules and regulations, they likely are acting in bad faith. Common examples of bad faith action by an insurance company include, but are not limited to:

  • Insurance firms that harass and threaten you over the course of a claim investigation
  • Insurance firms that unjustifiably delay or refuse your claim recompense
  • Insurance firms that make the claims process as difficult as possible in order to deter you from filing a claim
  • Insurance companies who neglect your claim or fail to respond to it in a timely manner
  • Insurance companies that provide you no reason for a claim that is denied or drastically underpaid
  • Insurance firms that do not investigate your claim completely or thoroughly
  • Insurance companies that purposefully keep you in the dark about the appeals process

The above is not an exhaustive list. If you had any claim that you felt was not properly handled by your insurance company, it is likely that they acted in bad faith. A complete guide to insurance bad faith claims in Montana can be found here.

Contact Heenan & Cook, PLLC Today

If you believe your insurance carrier is operating in bad faith, the case may not be as simple as you believe. As a result, you should hire a lawyer who specializes in insurance bad faith claims, such as the Missoula insurance bad faith attorneys at Heenan & Cook, PLLC.

While you may be pursuing a claim for bad faith, our attorneys will advise you on whether your case should be brought in state or federal court, and whether you have additional actions against the insurance company.

Arrange a free consultation with our team by completing our online contact form or calling us at (406) 272-3083.